Banking Efficiency in China: Application of DEA and Tobit Analysis
نویسندگان
چکیده
In this paper, Data Envelopment Analysis (DEA) and super efficient DEA (SE-DEA) are employed to measure the efficiency of Chinese commercial banks. Incorporating Tobit regression analysis, the determinants of banking efficiency are investigated based on Panel data. Overall, the DEA results show relatively low average efficiency levels and state-owned banks are more inefficient than that of joint-equity banks. And Tobit regression indicates that bank size and ownership are the main influencing factors on banking efficiency, while little evidence suggests that the capital ratio can explain the bank efficiency levels.
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